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Clifford Taylor Fleischbein has been in full-time self-employment since 1975 earning revenue as a entrepreneur consultant, with the most recent passage of twenty years generating income from On-demand services for Information technology consulting, Database Management, Marketing, Change Management, and Customer relationship management job projects.

Forget What You Know – Aspergers Teen Genious – Jacob Barnett

Genius Child Kicked Out Of School For “Not Being Able To Learn” Could Win Nobel Peace Prize
They said he would never learn, now he’ll teach them a thing or two…

A genius boy whose IQ is higher than Albert Einstein is on his way to possibly winning a Nobel Prize after being set free of special education programs in public schools.

His mother made the decision to take him out of the programs, even after having doctors diagnose him with Aspergers and say that her son Jacob Barnett would never even learn to tie his shoes.

She describes in her book “The Spark: A Mother’s Story of Nurturing Genius” that she was afraid of trying to pull him out of school. “For a parent, it’s terrifying to fly against the advice of the professionals. But I knew in my heart that if Jake stayed in special ed, he would slip away.” Jacob was not thriving in special ed classes. He kept turning deeper into himself and was uncommunicative with other people.

His doctors prescribed medical treatment for the boy. When he wasn’t in therapy though, his mother noticed him doing amazing things. “He would create maps all over our floor using Q-tips. They would be maps of places we’ve visited and he would memorize every street.” Jake dropped out of elementary school in the 5th grade. His incredible memory allowed him to attend university classes after he learned all of high school math in two weeks. Now he’s on track to graduate from college at age 14 and working on theories to build on Einstein’s theory of relativity.

Morley Safer asks the talented teen if he wants to be an astronaut, he quickly defers to his brother, saying he’d rather run things from the ground. Safer’s profile of the young math and science prodigy will be broadcast on “60 Minutes” Sunday, Jan. 15 at 7 p.m. ET/PT.

60 minutes did a special on Jacob below:


Sir Ken Robinson did a talk for TED (google or youtube it) and shared how decades ago schools were set up to teach for the industrial age, which basically produces little humanoids that work in factories. However, today our society needs more creative minds. Sir Robinson provides very similar examples to the one posted about kids who would have been lost were it not for someone recognizing their creative potential. When Ken Robinson speaks of creative potential he doesn’t just mean the artists and musicians of the world, but instead those individuals with creative thinking abilities…the inventors, the problem solvers. His advice? To reintroduce creative activities in public schools.

BRICS Bank announces first President from India

India announces first BRICS Bank President

May 11, 2015, 10:12 am

File Photo: KV Kamath

Ahead of the 7th BRICS Summit in Russia, the Indian government on Monday announced the appointment of Indian banker Kundapur Vaman Kamath as president of the $100 billion New Development Bank being set up by the BRICS. Kamath has earlier worked with the Asian Development Bank and was the FORBES ASIA’s 2007 Businessman of the Year.

The BRICS Bank launched last year will fund infrastructure projects in Brazil, Russia, India, China and South Africa, and challenge the dominance of the Western-led World Bank and the IMF.

The bank is likely to be operationalised within one year, Indian Finance Ministry official Rajiv Mehrishi said.

Russian Finance Minister Anton Siluanov will become the bank’s first Chairman of the Board of Governors, while the first chairperson of the Board of Directors will be Brazilian. South Africa will establish an African regional center for the bank.

Leaders of of BRICS had in 2014 reached an agreement to establish the New Development Bank, with its headquarters in Shanghai. Russia’s Finance Minister Anton Siluanov told reporters after the Summit in Brazil that the BRICS decided in favor of Shanghai because the city offers better infrastructure, opportunities to capture private funding, and is home to more investors than the competitors.

South African Trade and Industry Rob Davies said last year that although the capital of the New Development Bank and the Contingency Reserve Arrangement had been set at $100 billion each, this did not mean that this capital would necessarily be held in US dollars.

“We want to move away from the same old, same old way of doing things. What currencies the capital will be held in is something that will be part of the Sherpa process with the pace set by Brazil, but we expect substantive progress by the time of the next BRICS summit in Russia in June 2015,” he said.

The BRICS combined GDP grew 300 per cent in the last decade as opposed to 60 per cent growth registered by the developed world.

The launch of the bank and the $100 billion currency reserve pool in July is their first concrete step toward reshaping the Western-dominated international financial system.

“For the past 15 years, the BRICS have been seen as the world’s best hope for sustainable growth. These five countries, representing 40 per cent of the world’s population and 25 per cent of its GDP in 2013, recorded growth rates 4 to 5 times greater than those of the US, Europe and Japan, and threatened to displace them as the world’s most important economic powers in another 20 years or so,”

say Prof. Ingo Walter and Prof. Roy C. Smith of the New York University, writing for The BRICS Post.

The U.S. Dollar and The Rising Currency War

Nouriel Roubini, a professor at NYU’s Stern School of Business and Chairman of Roubini Global Economics, was Senior Economist for International Affairs in the White House’s Council of Economic Advisers during the Clinton Administration. He has worked for the International Monetary Fund, the US Federal Reserve, and the World Bank.


The Dollar Joins the Currency Wars

NEW YORK – In a world of weak domestic demand in many advanced economies and emerging markets, policymakers have been tempted to boost economic growth and employment by going for export led-growth. This requires a weak currency and conventional and unconventional monetary policies to bring about the required depreciation.

Since the beginning of the year, more than 20 central banks around the world have eased monetary policy, following the lead of the European Central Bank and the Bank of Japan. In the eurozone, countries on the periphery needed currency weakness to reduce their external deficits and jump-start growth. But the euro weakness triggered by quantitative easing has further boosted Germany’s current-account surplus, which was already‎ a whopping 8% of GDP last year. With external surpluses also rising in other countries of the eurozone core, the monetary union’s overall imbalance is large and growing.

 In Japan, quantitative easing was the first “arrow” of “Abenomics,” Prime Minister Shinzo Abe’s reform program. Its launch has sharply weakened the yen and is now leading to rising trade surpluses.

The upward pressure on the US dollar from the embrace of quantitative easing by the ECB and the BOJ has been sharp. The dollar has also strengthened against the currencies of advanced-country commodity exporters, like Australia and Canada, and those of many emerging markets. For these countries, falling oil and commodity prices have triggered currency depreciations that are helping to shield growth and jobs from the effects of lower exports.

The dollar has also risen relative to currencies of emerging markets with economic and financial fragilities: twin fiscal and current-account deficits, rising inflation and slowing growth, large stocks of domestic and foreign debt, and political instability. Even China briefly allowed its currency to weaken against the dollar last year, and slowing output growth may tempt the government to let the renminbi weaken even more. Meanwhile, the trade surplus is rising again, in part because China is dumping its excess supply of goods – such as steel – in global markets.

Until recently, US policymakers were not overly concerned about the dollar’s strength, because America’s growth prospects were stronger than in Europe and Japan. Indeed, at the beginning of the year, there was hope that US domestic demand would be strong enough this year to support GDP growth of close to 3%, despite the stronger dollar. Lower oil prices and job creation, it was thought, would boost disposable income and consumption. Capital spending (outside the energy sector) and residential investment would strengthen as growth accelerated.

But things look different today, and US officials’ exchange-rate jitters are becoming increasingly pronounced. The dollar appreciated much faster than anyone expected; and, as data for the first quarter of 2015 suggest, the impact on net exports, inflation, and growth has been larger and more rapid than that implied by policymakers’ statistical models. Moreover, strong domestic demand has failed to materialize; consumption growth was weak in the first quarter, and capital spending and residential investment were even weaker.

As a result, the US has effectively joined the “currency war” to prevent further dollar appreciation. Fed officials have started to speak explicitly about the dollar as a factor that affects net exports, inflation, and growth.‎ And the US authorities have become increasingly critical of Germany and the eurozone for adopting policies that weaken the euro while avoiding those – for example, temporary fiscal stimulus and faster wage growth – that boost domestic demand.

Moreover, verbal intervention will be followed by policy action, because slower growth and low inflation – partly triggered by a strong dollar – will induce the Fed to exit zero policy rates later and more slowly than expected. That will reverse some of the dollar’s recent gains and shield growth and inflation from downside risks.

Currency frictions can lead eventually to trade frictions, and currency wars can lead to trade wars. And that could spell trouble for the US as it tries to conclude the mega-regional Trans-Pacific Partnership. Uncertainty about whether the Obama administration can marshal enough votes in Congress to ratify the TPP has now been compounded by proposed legislation that would impose tariff duties on countries that engage in “currency manipulation.” If such a link between trade and currency policy were forced into the TPP, the Asian participants would refuse to join.

The world would be better off if most governments pursued policies that boosted growth through domestic demand, rather than beggar-thy-neighbor export measures. But that would require them to rely less on monetary policy and more on appropriate fiscal policies (such as higher spending on productive infrastructure). Even income policies that lift wages, and hence labor income and consumption, are a better source of domestic growth than currency depreciations (which depress real wages).

The sum of all trade balances in the world is equal to zero, which means that not all countries can be net exporters – and that currency wars end up being zero-sum games. That is why America’s entry into the fray was only a matter of time.


Trans-Pacific Partnership (TPP)

Park Avenue: money, power and the American dream – Why Poverty?

How much inequality is too much? To find out more and get teaching resources linked to the film, go to

740 Park Ave, New York City, is home to some of the wealthiest Americans. Across the Harlem River, 10 minutes to the north, is the other Park Avenue in South Bronx, where more than half the population needs food stamps and children are 20 times more likely to be killed. In the last 30 years, inequality has rocketed in the US — the American Dream only applies to those with money to lobby politicians for friendly bills on Capitol Hill.

Director Alex Gibney
Producer Blair Foster
Produced by Jigsaw Productions & Steps International

Why Poverty?

The Perspectives of the Self-Made Wealthy

Billionaire Ken Fisher Shares 8 Insights Only the Self-Made Super Wealthy Understand
Wonder what it’s really like to strike it rich?
Billionaire Ken Fisher explains the perspectives of the self-made wealthy.


Not all entrepreneurs are in it for the money, but gaining wealth is certainly among the top motivators for company building. Not surprisingly, having great wealth brings it’s own unique responsibilities and circumstances that few get to experience first hand.

Based on an interview with billionaire Ken Fisher, founder, chairman, and CEO of Fisher Investments, best-selling author, Forbes magazine columnist, and No. 225 on the Forbes 400, Fisher provided a candid, no-holds-barred look at the perspective of the self-made super wealthy.

Here are his insights:

1. It isn’t pursuit of wealth, but pursuit of passion that creates wealth.

Focusing on money won’t likely get you to the Forbes list like Fisher. He aptly states: “Most people don’t get super wealthy by accumulating money. They get super wealthy by following some dream they are passionate about, whether its starting and running a business, or being a rock star musician or a visual entertainer.” He points out that most of the super wealthy overshoot their personal goals, and yet they are still driven by their passion. The super wealthy know that if you pursue your passion, the money will come.

2. After a certain monetary threshold, the desire isn’t for more wealth, but more time.

There is very little that the super wealthy cannot buy. As the wealth keeps accumulating, spending becomes less of a joy or ambition. “After a certain point,” Fisher explains, “there isn’t much more you can think of that you want.” What becomes more desirable is time to enjoy life. “The vacation homes, cars, boats, and wardrobes are just more stuff to deal with.” Fisher observes. “All that stuff clutters your time usage, so at a certain point, the wealthier you get the more you covet time.”

3. Everyone you’ve known forever (except your spouse) will think you’ve changed.

There is a common belief that wealth changes everyone, and not always for the better. Fisher says, “Only you will know that you haven’t changed; that passionate drive to follow dreams does not change.” Fisher explains it this way: “Everyone’s perceptions of change are as though they are seeing the clock at a few different hour points in your evolution, as opposed to seeing it as a continuous sweeping minute hand that doesn’t change.”

4. The super wealthy are guarded even with their closest acquaintances.

It’s hard for the super wealthy to know who their real friends are. Fisher describes the situation in clear detail. “All kinds of folks hit on you for money and deliver false pretenses on a regular basis. Charities hit you up like you were the prettiest girl at a ball otherwise filled with horny young males. ‘Relatives’ you never had approach you from nowhere. Old school non-chums want to reacquaint. You see an ugly side of our human existence, which is the world of false pretenses seeking your money. So you guard against it and what you’re really guarding is your time and the time of the few people you really value. And you get good at it. And as you do, you will seem cold to all those people. Of course, you’re just simply as cold as the relationship would have been had you no money at all.”

5. Most of your broader family will come to hate you.

There is an old saying that the rich person in any family is despised. Fisher claims this is true, pointing out that many relatives don’t understand why the wealth of one family member can’t easily be shared to solve all their problems. Fisher explains the issue further: “It doesn’t matter how much you do or don’t give people, it won’t be enough.” Often Fisher hears others grumbling that they would handle wealth differently, but he points out that if their approach worked they would already be wealthy, and says they are simply looking for the easy path. Fisher states, “They will wonder why you don’t simply relieve them of their suffering with money, yet won’t seek your time or advice in how to remove the core cause of that suffering.” If they did seek his advice, Fisher would happily help them understand how to solve their money issues by seeking a productive passion.

6. Wealth doesn’t spoil your children, but it may destroy your grandchildren.

I know many successful entrepreneurs who worry whether their own children will have ambition and drive after growing up with affluence. Fisher observes that the kids of self-made wealthy parents grow up solidified with values that were taught to them before their parents became wealthy, so wealth doesn’t negatively influence their values. “But your grandkids never knew anything else,” says Fisher, now 64. “And that wealth zaps the drive out of them–it is too easy for the young to spend for fun instead of seeking the real passion, as previously mentioned.”

7. The older you get, the less money means.

As super wealthy people age, material needs become normalized. According to Fisher, “The so-called golden years bring a simplicity and focusing of desires in all wealth classes. While the non-super wealthy won’t recognize it, the super wealthy have long lost their material urges beyond the basics. They spend less on themselves and likely less on others because they know it doesn’t create happiness either for them, for their offspring, or for their grandkids.” Quality time is once again what is most coveted. It is surely more important to offer time to loved ones, and time delivered in that regard is valued on both ends more than money.

8. Wealth can free your brain.

Of all Fisher’s insights, this was the most powerful. For all the challenges wealth can bring, Fisher says it’s worth the mental freedom it also brings. He makes this point: “You will think broader and more creatively because you don’t have the limits the people of lesser means suffer. Why? Because you can. You will contemplate things like: Could my wealth if donated solve this problem? Could I create (you name it) by trying? What if I did this unimaginable thing (because you can if you want in so many realms)? The reality is that few of these will you ever pursue for all the reasons above, but they will enter your mind to ponder because most of your limits are now only self-imposed.”

All The Presidents’ BANKERS: The Hidden Alliances That Drive American Power

Who Rules America?

 All The Presidents’ Bankers is a groundbreaking narrative of how an elite group of men transformed the American economy and government, dictated foreign and domestic policy, and shaped world history.

Culled from original presidential archival documents, All The Presidents’ Bankers delivers an explosive account of the hundred-year interdependence between the White House and Wall Street that transcends a simple analysis of money driving politics, or greed driving bankers.

nomi-prins-journalistThe author, Nomi Prins, ushers the reader into the intimate world of exclusive clubs, vacation spots, and Ivy League universities that binds presidents and financiers.  She unravels the multi-generational blood, intermarriage, and protege relationships that have confined national influence to a privileged cluster of people.  These families and individuals recycle their power through elected office and private channels in Washington, DC.

All the Presidents’ Bankers sheds new light on pivotal historic events, such as why, after the Panic of 1907, America’s dominant bankers convened to fashion the Federal Reserve System; how J.P. Morgan’s ambitions motivated President Wilson during World War I; how Chase and National City Bank chairmen worked secretly with President Roosevelt to rescue capitalism during the Great Depression while J.P. Morgan Jr. invited Roosevelt’s son yachting; and how American financiers collaborated with President Truman to construct the World Bank and IMF after World War II.

Prins divulges how, through the Cold War and Vietnam era, presidents and bankers pushed America’s superpower status and expansion abroad, while promoting broadly democratic values and social welfare at  home.  But from the 1970s, Wall Street’s rush to secure Middle East oil profits altered the nature of political-financial alliances.  Bankers’ profit motive trumped heritage and allegiance to public service, while presidents lost control over the economy, as was dramatically evident in the financial crisis of 2008.

The unprecedented history of American power illuminates how the same financiers retained their authoritative position through history, swaying presidents regardless of party affiliation.  All the Presidents’ Bankers explores the alarming global repercussions of a system lacking barriers between public office and private power.  Prins leaves the reader with an ominous choice: either we break the alliances of the power elite, or they will break us.



Economic Collapse, Bailout & All The Presidents’ Bankers with Nomi Prins
BuzzSaw interview (September 5, 2014)

Don’t Mess With The Old People and Don’t Audit Grandpa

Don’t audit Grandpa

The IRS decides to audit Grandpa, and summons him to the IRS office.  The IRS auditor was not surprised when Grandpa showed up with his attorney.  The auditor said, ‘Well, sir, you have an extravagant lifestyle and no full-time employment, Which you explain by saying that you win money gambling. I’m not sure the IRS finds that believable.’

I’m a great gambler, and I can prove it,’ says Grandpa. ‘How about a demonstration?’  The auditor thinks for a moment and said, ‘Okay. Go ahead.’  Grandpa says, ‘I’ll bet you a thousand dollars that I can bite my own eye.’  The auditor thinks a moment and says, ‘It’s a bet.’  Grandpa removes his glass eye and bites it. The auditor’s jaw drops……

Grandpa says, ‘Now, I’ll bet you two thousand dollars that I can bite my other eye.’  Now the auditor can tell Grandpa isn’t blind, so he takes the bet.  Grandpa removes his dentures and bites his good eye.
The stunned auditor now realizes he has wagered and lost three grand, with Grandpa’s attorney as a witness. He starts to get nervous.

‘Want to go double or nothing?’ Grandpa asks ‘I’ll bet you six thousand dollars that I can stand on one side of your desk, and pee into that wastebasket on the other side, and never get a drop anywhere in between.’  The auditor, twice burned, is cautious now, but he looks carefully and decides there’s no way this old guy could possibly manage that stunt, so he agrees again.

Grandpa stands beside the desk and unzips his pants, but although he strains mightily, he can’t make the stream reach the wastebasket on the other side, so he pretty much urinates all over the auditor’s desk.  The auditor leaps with joy, realizing that he has just turned a major loss into a huge win.

But Grandpa’s own attorney moans and puts his head in his hands.

‘Are you okay?’ the auditor asks.

‘Not really,’ says the attorney. ‘This morning, when Grandpa told me he’d been summoned for an audit, he bet me twenty-five thousand dollars that he could come in here and piss all over your desk and that you’d be happy about it!’

I keep telling you! Don’t Mess with Old People!!

NOW, the original..






The Inland Revenue decides to audit Paddy, and
summons him to an appointment with the most thorough
auditor in the office. The auditor is not surprised
when Paddy shows up with his solicitor.

The auditor says, ‘Well, sir, you have an
extravagant lifestyle and no full-time employment,
which you explain by saying that you win money
gambling.. I’m not sure the Inland Revenue finds that

‘I’m a great gambler, and I can prove it,’ says Paddy. ‘How about a demonstration?’
The auditor thinks for a moment and says, ‘Okay. You’re on!’
Paddy says, ‘I’ll bet you a thousand pound that I can bite my own eye.’
The auditor thinks a moment and says, ‘No way! It’s a bet.’
Paddy removes his glass eye and bites it.
The auditor’s jaw drops.
Paddy says, ‘Now, I’ll bet you two thousand pound that I can bite my other eye.’

The auditor can tell Paddy isn’t blind, so he takes the bet.

Paddy removes his dentures and bites his good eye.

The stunned auditor now realises he has
bet and lost three thousand quid, with Paddy’s
solicitor as a witness. He starts to get nervous.

‘Would you like to go double or nothing?’ Paddy
asks. ‘I’ll bet you six thousand pound that I can stand on one side
of your desk and piss into that rubbish bin on the
other side, and never get a drop anywhere in between.’

The auditor, twice burned, is cautious now, but he
looks carefully and decides there’s no way Paddy can
manage that stunt, so he agrees again.
Paddy stands beside the desk and unzips his
trousers, but although he strains for all his worth
he can’t make the stream reach the bin on the
other side, so he pretty much urinates all over the
auditor’s desk.

The auditor leaps with joy, realising that he has just turned a major loss into a big win.

But Paddy’s solicitor moans and puts his head in his hands.
‘Are you okay?’ the auditor asks.
‘Not really,’ says the solicitor.

‘This morning, when Paddy told me he’d been summoned for an audit, he bet me £20,000 that he could come in here and piss all over your desk – and that you’d be happy about it.’

Simple Minds – Don’t You (Forget About Me)

From the movie: The Breakfast Club (02-1985)



Hey, hey, hey ,hey

Won’t you come see about me?
I’ll be alone, dancing you know it baby

Tell me your troubles and doubts
Giving me everything inside and out and
Love’s strange so real in the dark
Think of the tender things that we were working on

Slow change may pull us apart
When the light gets into your heart, baby

Don’t You Forget About Me
Don’t Don’t Don’t Don’t
Don’t You Forget About Me

Will you stand above me?
Look my way, never love me
Rain keeps falling, rain keeps falling
Down, down, down

Will you recognise me?
Call my name or walk on by
Rain keeps falling, rain keeps falling
Down, down, down, down

Hey, hey, hey, hey

Don’t you try to pretend
It’s my feeling we’ll win in the end
I won’t harm you or touch your defenses
Vanity and security

Don’t you forget about me
I’ll be alone, dancing you know it baby
Going to take you apart
I’ll put us back together at heart, baby

Don’t You Forget About Me
Don’t Don’t Don’t Don’t
Don’t You Forget About Me

As you walk on by
Will you call my name?
As you walk on by
Will you call my name?
When you walk away

Or will you walk away?
Will you walk on by?
Come on – call my name
Will you all my name?

I say :
La la la…
When you walk on by…
And you call my name…

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